FinTech Licensing
Advisory for payments, stored-value (EMI) and digital-banking businesses across CBUAE, CMA and free-zone frameworks — from choosing the right licence to authorisation and live compliance.
What it covers
FinTech in the UAE spans several regulators and licence types — each with its own capital, safeguarding and governance requirements.
We advise payment providers, e-money issuers, lenders and digital banks on the right framework — CBUAE Retail Payment Services or Stored Value Facility, a CMA activity, or a free-zone route — and build the application and controls that get you authorised.
How we help
We confirm whether payments, stored value, lending or a digital-banking licence fits your model.
We prepare the application with the governance, safeguarding and AML controls the regulator expects.
We keep you aligned with prudential, safeguarding and reporting obligations once you're live.
FAQ
Most fall under CBUAE Retail Payment Services or a Stored Value Facility. We confirm the right category for your model first.
It depends on your customers and activity. Some FinTechs fit CBUAE onshore; others suit DIFC or ADGM. We help you choose.
They vary by licence and volumes. We size them against your business as part of the framework work before you apply.
Safeguarding, prudential, AML and reporting obligations begin. We stay on as your compliance partner so nothing slips.
Building trust in payments
Tell us your goals. In one confidential call we'll confirm the framework you need, the right structure, a realistic timeline and the exact next steps.
